retirement planning Retirement Planning The guidance, tools, and services necessary to prepare for retirement Learn More retirement couple Financial Security Income strategies to maintain your lifestyle in retirement Learn More retirement couple Insurance Reviews Life can change – the birth of a child, the loss of a job, or the death of a loved one Learn More retirement planning services Investing for Growth Achieve your financial goals: retirement, paying college, or providing for your family Learn More retirement management Timing Is Everything Learn how to maximize your Social Security benefits Learn More retirement planning services Fixed Index Annuities Generate a reliable stream of income or increase your current savings Learn More retirement planning
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retirement management Tax Planning Understand how tax strategies are used to manage your tax bill Learn More retirement planning services Long-Term Care A long life greatly increases the likelihood you’ll require long-term health care Learn More

Welcome to Hart Financial Services, Inc.

Paul Hart, Certified Financial Planner

We specialize in providing strategies and guidance for those who are seeking a better lifestyle in retirement.

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money.

We have helped individuals and couples, at all economic levels, to achieve their financial and long-term goals and enjoy retirement by working hard and smart, and being ready for them when needed.

We’re very hopeful for an opportunity to discuss your retirement strategy so you can learn firsthand how we can be of benefit.

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